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Elgin, IL vs Madison, WI: Cost of Living Comparison

Elgin has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Elgin Madison Cheaper
Overall cost of living 90 100 Elgin
Housing 72 ($882) 100 ($955) Elgin
Transportation 105 ($3.50) 98 ($3.50) Madison
Food & groceries 118 ($484) 103 ($422) Madison
Utilities 86 ($130) 100 ($180) Elgin
Healthcare 86 ($94) 100 ($130) Elgin
Median annual wage 107 ($51,960) 104 ($50,270) Madison

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Elgin, IL or Madison, WI cheaper to live in?

Elgin, IL is cheaper overall by about 10 index points (Elgin, IL: 90, Madison, WI: 100; 100 = US national average).

What salary do I need in Elgin, IL vs Madison, WI?

A single adult needs roughly $31,500/year in Elgin, IL and $35,000/year in Madison, WI to cover basic living costs.

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