Cost of Living in Wilmington, NC
Overall index: 98 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 101 | +1% | $918 |
| Transportation | 102 | +2% | $3.50 |
| Food | 86 | -14% | $353 |
| Utilities | 101 | +1% | $182 |
| Healthcare | 101 | +1% | $131 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Wilmington?
A single adult living comfortably in Wilmington, NC needs approximately $34,300 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Wilmington, NC?
The overall cost of living in Wilmington, NC is 2% lower than the US national average (index: 98 where 100 = national average).
How much is rent in Wilmington, NC?
Average rent for a 1-bedroom apartment in Wilmington, NC is about $918/month.
Is Wilmington, NC expensive to live in?
Costs in Wilmington, NC are roughly in line with the national average.
What salary do I need to live in Wilmington, NC?
A single adult needs roughly $34,300/year to cover basic living costs in Wilmington, NC.