Cost of Living in Whitefish, MT
Overall index: 142 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 186 | +86% | $919 |
| Transportation | 97 | -3% | $3.50 |
| Food | 95 | -5% | $390 |
| Utilities | 143 | +43% | $335 |
| Healthcare | 143 | +43% | $242 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Whitefish?
A single adult living comfortably in Whitefish, MT needs approximately $49,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Whitefish, MT?
The overall cost of living in Whitefish, MT is 42% higher than the US national average (index: 142 where 100 = national average).
How much is rent in Whitefish, MT?
Average rent for a 1-bedroom apartment in Whitefish, MT is about $919/month.
Is Whitefish, MT expensive to live in?
Yes, Whitefish, MT is considered expensive (index above national average).
What salary do I need to live in Whitefish, MT?
A single adult needs roughly $49,700/year to cover basic living costs in Whitefish, MT.