Cost of Living in White Bear Lake, MN
Overall index: 98 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 91 | -9% | $1,078 |
| Transportation | 104 | +4% | $3.50 |
| Food | 107 | +7% | $439 |
| Utilities | 96 | -4% | $164 |
| Healthcare | 96 | -4% | $118 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in White Bear Lake?
A single adult living comfortably in White Bear Lake, MN needs approximately $34,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in White Bear Lake, MN?
The overall cost of living in White Bear Lake, MN is 2% lower than the US national average (index: 98 where 100 = national average).
How much is rent in White Bear Lake, MN?
Average rent for a 1-bedroom apartment in White Bear Lake, MN is about $1,078/month.
Is White Bear Lake, MN expensive to live in?
Costs in White Bear Lake, MN are roughly in line with the national average.
What salary do I need to live in White Bear Lake, MN?
A single adult needs roughly $34,300/year to cover basic living costs in White Bear Lake, MN.