Cost of Living in Watertown, WI
Overall index: 80 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 61 | -39% | $743 |
| Transportation | 104 | +4% | $3.50 |
| Food | 92 | -8% | $377 |
| Utilities | 81 | -19% | $110 |
| Healthcare | 81 | -19% | $79 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Watertown?
A single adult living comfortably in Watertown, WI needs approximately $28,000 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Watertown, WI?
The overall cost of living in Watertown, WI is 20% lower than the US national average (index: 80 where 100 = national average).
How much is rent in Watertown, WI?
Average rent for a 1-bedroom apartment in Watertown, WI is about $743/month.
Is Watertown, WI expensive to live in?
No, Watertown, WI is affordable (below national average).
What salary do I need to live in Watertown, WI?
A single adult needs roughly $28,000/year to cover basic living costs in Watertown, WI.