Cost of Living in Waterford, CA
Overall index: 104 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 107 | +7% | $1,097 |
| Transportation | 105 | +5% | $3.50 |
| Food | 98 | -2% | $402 |
| Utilities | 104 | +4% | $193 |
| Healthcare | 104 | +4% | $139 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Waterford?
A single adult living comfortably in Waterford, CA needs approximately $36,400 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Waterford, CA?
The overall cost of living in Waterford, CA is 4% higher than the US national average (index: 104 where 100 = national average).
How much is rent in Waterford, CA?
Average rent for a 1-bedroom apartment in Waterford, CA is about $1,097/month.
Is Waterford, CA expensive to live in?
Costs in Waterford, CA are roughly in line with the national average.
What salary do I need to live in Waterford, CA?
A single adult needs roughly $36,400/year to cover basic living costs in Waterford, CA.