Cost of Living in Waco, TX
Overall index: 73 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Overall
73
↓ -27% vs US
Cost Breakdown by Category
Housing
57
↓ -43% vs US
$769 Median rent (1BR)
Transportation
102
↔ +2% vs US
$3.50 Gas price (gal)
Food
69
↓ -31% vs US
$283 Groceries / month
Utilities
79
↓ -21% vs US
$103 Utilities / month
Healthcare
79
↓ -21% vs US
$74 Doctor visit
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 57 | -43% | $769 |
| Transportation | 102 | +2% | $3.50 |
| Food | 69 | -31% | $283 |
| Utilities | 79 | -21% | $103 |
| Healthcare | 79 | -21% | $74 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Waco?
A single adult living comfortably in Waco, TX needs approximately $25,550 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Waco, TX?
The overall cost of living in Waco, TX is 27% lower than the US national average (index: 73 where 100 = national average).
How much is rent in Waco, TX?
Average rent for a 1-bedroom apartment in Waco, TX is about $769/month.
Is Waco, TX expensive to live in?
No, Waco, TX is affordable (below national average).
What salary do I need to live in Waco, TX?
A single adult needs roughly $25,550/year to cover basic living costs in Waco, TX.