Cost of Living in Urbana, OH
Overall index: 70 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 42 | -58% | $638 |
| Transportation | 107 | +7% | $3.50 |
| Food | 89 | -11% | $365 |
| Utilities | 71 | -29% | $76 |
| Healthcare | 71 | -29% | $55 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Urbana?
A single adult living comfortably in Urbana, OH needs approximately $24,500 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Urbana, OH?
The overall cost of living in Urbana, OH is 30% lower than the US national average (index: 70 where 100 = national average).
How much is rent in Urbana, OH?
Average rent for a 1-bedroom apartment in Urbana, OH is about $638/month.
Is Urbana, OH expensive to live in?
No, Urbana, OH is affordable (below national average).
What salary do I need to live in Urbana, OH?
A single adult needs roughly $24,500/year to cover basic living costs in Urbana, OH.