Cost of Living in Urbana, MD
Overall index: 162 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 171 | +71% | $1,800 |
| Transportation | 101 | +1% | $3.50 |
| Food | 239 | +139% | $980 |
| Utilities | 136 | +36% | $308 |
| Healthcare | 136 | +36% | $222 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Urbana?
A single adult living comfortably in Urbana, MD needs approximately $56,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Urbana, MD?
The overall cost of living in Urbana, MD is 62% higher than the US national average (index: 162 where 100 = national average).
How much is rent in Urbana, MD?
Average rent for a 1-bedroom apartment in Urbana, MD is about $1,800/month.
Is Urbana, MD expensive to live in?
Yes, Urbana, MD is considered expensive (index above national average).
What salary do I need to live in Urbana, MD?
A single adult needs roughly $56,700/year to cover basic living costs in Urbana, MD.