Cost of Living in Urbana, IL
Overall index: 70 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 54 | -46% | $666 |
| Transportation | 104 | +4% | $3.50 |
| Food | 61 | -39% | $250 |
| Utilities | 77 | -23% | $97 |
| Healthcare | 77 | -23% | $70 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Urbana?
A single adult living comfortably in Urbana, IL needs approximately $24,500 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Urbana, IL?
The overall cost of living in Urbana, IL is 30% lower than the US national average (index: 70 where 100 = national average).
How much is rent in Urbana, IL?
Average rent for a 1-bedroom apartment in Urbana, IL is about $666/month.
Is Urbana, IL expensive to live in?
No, Urbana, IL is affordable (below national average).
What salary do I need to live in Urbana, IL?
A single adult needs roughly $24,500/year to cover basic living costs in Urbana, IL.