Cost of Living in Upper Saddle River, NJ
Overall index: 253 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 316 | +216% | $2,451 |
| Transportation | 109 | +9% | $3.50 |
| Food | 330 | +230% | $1,353 |
| Utilities | 208 | +108% | $569 |
| Healthcare | 208 | +108% | $411 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Upper Saddle River?
A single adult living comfortably in Upper Saddle River, NJ needs approximately $88,550 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Upper Saddle River, NJ?
The overall cost of living in Upper Saddle River, NJ is 153% higher than the US national average (index: 253 where 100 = national average).
How much is rent in Upper Saddle River, NJ?
Average rent for a 1-bedroom apartment in Upper Saddle River, NJ is about $2,451/month.
Is Upper Saddle River, NJ expensive to live in?
Yes, Upper Saddle River, NJ is considered expensive (index above national average).
What salary do I need to live in Upper Saddle River, NJ?
A single adult needs roughly $88,550/year to cover basic living costs in Upper Saddle River, NJ.