Cost of Living in Upper Montclair, NJ
Overall index: 234 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 278 | +178% | $1,603 |
| Transportation | 103 | +3% | $3.50 |
| Food | 335 | +235% | $1,374 |
| Utilities | 189 | +89% | $500 |
| Healthcare | 189 | +89% | $361 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Upper Montclair?
A single adult living comfortably in Upper Montclair, NJ needs approximately $81,900 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Upper Montclair, NJ?
The overall cost of living in Upper Montclair, NJ is 134% higher than the US national average (index: 234 where 100 = national average).
How much is rent in Upper Montclair, NJ?
Average rent for a 1-bedroom apartment in Upper Montclair, NJ is about $1,603/month.
Is Upper Montclair, NJ expensive to live in?
Yes, Upper Montclair, NJ is considered expensive (index above national average).
What salary do I need to live in Upper Montclair, NJ?
A single adult needs roughly $81,900/year to cover basic living costs in Upper Montclair, NJ.