Cost of Living in Troy, MO
Overall index: 80 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Overall
80
↓ -20% vs US
Cost Breakdown by Category
Housing
61
↓ -39% vs US
$736 Median rent (1BR)
Transportation
96
↔ -4% vs US
$3.50 Gas price (gal)
Food
101
↔ +1% vs US
$414 Groceries / month
Utilities
81
↓ -19% vs US
$110 Utilities / month
Healthcare
81
↓ -19% vs US
$79 Doctor visit
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 61 | -39% | $736 |
| Transportation | 96 | -4% | $3.50 |
| Food | 101 | +1% | $414 |
| Utilities | 81 | -19% | $110 |
| Healthcare | 81 | -19% | $79 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Troy?
A single adult living comfortably in Troy, MO needs approximately $28,000 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Troy, MO?
The overall cost of living in Troy, MO is 20% lower than the US national average (index: 80 where 100 = national average).
How much is rent in Troy, MO?
Average rent for a 1-bedroom apartment in Troy, MO is about $736/month.
Is Troy, MO expensive to live in?
No, Troy, MO is affordable (below national average).
What salary do I need to live in Troy, MO?
A single adult needs roughly $28,000/year to cover basic living costs in Troy, MO.