Cost of Living in Totowa, NJ
Overall index: 133 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 146 | +46% | $1,192 |
| Transportation | 102 | +2% | $3.50 |
| Food | 153 | +53% | $627 |
| Utilities | 123 | +23% | $263 |
| Healthcare | 123 | +23% | $190 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Totowa?
A single adult living comfortably in Totowa, NJ needs approximately $46,550 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Totowa, NJ?
The overall cost of living in Totowa, NJ is 33% higher than the US national average (index: 133 where 100 = national average).
How much is rent in Totowa, NJ?
Average rent for a 1-bedroom apartment in Totowa, NJ is about $1,192/month.
Is Totowa, NJ expensive to live in?
Yes, Totowa, NJ is considered expensive (index above national average).
What salary do I need to live in Totowa, NJ?
A single adult needs roughly $46,550/year to cover basic living costs in Totowa, NJ.