Cost of Living in Temple, TX
Overall index: 81 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 63 | -37% | $822 |
| Transportation | 107 | +7% | $3.50 |
| Food | 87 | -13% | $357 |
| Utilities | 82 | -18% | $113 |
| Healthcare | 82 | -18% | $82 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Temple?
A single adult living comfortably in Temple, TX needs approximately $28,350 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Temple, TX?
The overall cost of living in Temple, TX is 19% lower than the US national average (index: 81 where 100 = national average).
How much is rent in Temple, TX?
Average rent for a 1-bedroom apartment in Temple, TX is about $822/month.
Is Temple, TX expensive to live in?
No, Temple, TX is affordable (below national average).
What salary do I need to live in Temple, TX?
A single adult needs roughly $28,350/year to cover basic living costs in Temple, TX.