Cost of Living in Stillwater, MN
Overall index: 115 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 114 | +14% | $986 |
| Transportation | 99 | -1% | $3.50 |
| Food | 146 | +46% | $599 |
| Utilities | 107 | +7% | $205 |
| Healthcare | 107 | +7% | $148 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Stillwater?
A single adult living comfortably in Stillwater, MN needs approximately $40,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Stillwater, MN?
The overall cost of living in Stillwater, MN is 15% higher than the US national average (index: 115 where 100 = national average).
How much is rent in Stillwater, MN?
Average rent for a 1-bedroom apartment in Stillwater, MN is about $986/month.
Is Stillwater, MN expensive to live in?
Yes, Stillwater, MN is considered expensive (index above national average).
What salary do I need to live in Stillwater, MN?
A single adult needs roughly $40,250/year to cover basic living costs in Stillwater, MN.