Cost of Living in Sterling, IL
Overall index: 60 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 31 | -69% | $546 |
| Transportation | 102 | +2% | $3.50 |
| Food | 70 | -30% | $287 |
| Utilities | 66 | -34% | $56 |
| Healthcare | 66 | -34% | $40 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Sterling?
A single adult living comfortably in Sterling, IL needs approximately $21,000 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Sterling, IL?
The overall cost of living in Sterling, IL is 40% lower than the US national average (index: 60 where 100 = national average).
How much is rent in Sterling, IL?
Average rent for a 1-bedroom apartment in Sterling, IL is about $546/month.
Is Sterling, IL expensive to live in?
No, Sterling, IL is affordable (below national average).
What salary do I need to live in Sterling, IL?
A single adult needs roughly $21,000/year to cover basic living costs in Sterling, IL.