Cost of Living in Stephenville, TX
Overall index: 79 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 65 | -35% | $790 |
| Transportation | 106 | +6% | $3.50 |
| Food | 74 | -26% | $303 |
| Utilities | 83 | -17% | $117 |
| Healthcare | 83 | -17% | $85 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Stephenville?
A single adult living comfortably in Stephenville, TX needs approximately $27,650 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Stephenville, TX?
The overall cost of living in Stephenville, TX is 21% lower than the US national average (index: 79 where 100 = national average).
How much is rent in Stephenville, TX?
Average rent for a 1-bedroom apartment in Stephenville, TX is about $790/month.
Is Stephenville, TX expensive to live in?
No, Stephenville, TX is affordable (below national average).
What salary do I need to live in Stephenville, TX?
A single adult needs roughly $27,650/year to cover basic living costs in Stephenville, TX.