Cost of Living in St. Matthews, KY
Overall index: 99 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 94 | -6% | $877 |
| Transportation | 101 | +1% | $3.50 |
| Food | 108 | +8% | $443 |
| Utilities | 97 | -3% | $169 |
| Healthcare | 97 | -3% | $122 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in St. Matthews?
A single adult living comfortably in St. Matthews, KY needs approximately $34,650 / year after taxes.
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Frequently Asked Questions
What is the cost of living in St. Matthews, KY?
The overall cost of living in St. Matthews, KY is 1% lower than the US national average (index: 99 where 100 = national average).
How much is rent in St. Matthews, KY?
Average rent for a 1-bedroom apartment in St. Matthews, KY is about $877/month.
Is St. Matthews, KY expensive to live in?
Costs in St. Matthews, KY are roughly in line with the national average.
What salary do I need to live in St. Matthews, KY?
A single adult needs roughly $34,650/year to cover basic living costs in St. Matthews, KY.