Cost of Living in St. Joseph, MO
Overall index: 66 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 41 | -59% | $619 |
| Transportation | 102 | +2% | $3.50 |
| Food | 74 | -26% | $303 |
| Utilities | 71 | -29% | $74 |
| Healthcare | 71 | -29% | $53 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in St. Joseph?
A single adult living comfortably in St. Joseph, MO needs approximately $23,100 / year after taxes.
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Frequently Asked Questions
What is the cost of living in St. Joseph, MO?
The overall cost of living in St. Joseph, MO is 34% lower than the US national average (index: 66 where 100 = national average).
How much is rent in St. Joseph, MO?
Average rent for a 1-bedroom apartment in St. Joseph, MO is about $619/month.
Is St. Joseph, MO expensive to live in?
No, St. Joseph, MO is affordable (below national average).
What salary do I need to live in St. Joseph, MO?
A single adult needs roughly $23,100/year to cover basic living costs in St. Joseph, MO.