Cost of Living in St. Joseph, MI
Overall index: 89 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 78 | -22% | $755 |
| Transportation | 96 | -4% | $3.50 |
| Food | 104 | +4% | $426 |
| Utilities | 89 | -11% | $140 |
| Healthcare | 89 | -11% | $101 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in St. Joseph?
A single adult living comfortably in St. Joseph, MI needs approximately $31,150 / year after taxes.
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Frequently Asked Questions
What is the cost of living in St. Joseph, MI?
The overall cost of living in St. Joseph, MI is 11% lower than the US national average (index: 89 where 100 = national average).
How much is rent in St. Joseph, MI?
Average rent for a 1-bedroom apartment in St. Joseph, MI is about $755/month.
Is St. Joseph, MI expensive to live in?
No, St. Joseph, MI is affordable (below national average).
What salary do I need to live in St. Joseph, MI?
A single adult needs roughly $31,150/year to cover basic living costs in St. Joseph, MI.