Cost of Living in St. James, NY
Overall index: 155 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 182 | +82% | $1,534 |
| Transportation | 101 | +1% | $3.50 |
| Food | 175 | +75% | $718 |
| Utilities | 141 | +41% | $328 |
| Healthcare | 141 | +41% | $237 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in St. James?
A single adult living comfortably in St. James, NY needs approximately $54,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in St. James, NY?
The overall cost of living in St. James, NY is 55% higher than the US national average (index: 155 where 100 = national average).
How much is rent in St. James, NY?
Average rent for a 1-bedroom apartment in St. James, NY is about $1,534/month.
Is St. James, NY expensive to live in?
Yes, St. James, NY is considered expensive (index above national average).
What salary do I need to live in St. James, NY?
A single adult needs roughly $54,250/year to cover basic living costs in St. James, NY.