Cost of Living in St. Charles, IL
Overall index: 114 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 106 | +6% | $1,252 |
| Transportation | 102 | +2% | $3.50 |
| Food | 154 | +54% | $631 |
| Utilities | 103 | +3% | $191 |
| Healthcare | 103 | +3% | $138 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in St. Charles?
A single adult living comfortably in St. Charles, IL needs approximately $39,900 / year after taxes.
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Frequently Asked Questions
What is the cost of living in St. Charles, IL?
The overall cost of living in St. Charles, IL is 14% higher than the US national average (index: 114 where 100 = national average).
How much is rent in St. Charles, IL?
Average rent for a 1-bedroom apartment in St. Charles, IL is about $1,252/month.
Is St. Charles, IL expensive to live in?
Yes, St. Charles, IL is considered expensive (index above national average).
What salary do I need to live in St. Charles, IL?
A single adult needs roughly $39,900/year to cover basic living costs in St. Charles, IL.