Cost of Living in Springfield, IL
Overall index: 72 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 45 | -55% | $662 |
| Transportation | 106 | +6% | $3.50 |
| Food | 88 | -12% | $361 |
| Utilities | 73 | -27% | $81 |
| Healthcare | 73 | -27% | $59 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Springfield?
A single adult living comfortably in Springfield, IL needs approximately $25,200 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Springfield, IL?
The overall cost of living in Springfield, IL is 28% lower than the US national average (index: 72 where 100 = national average).
How much is rent in Springfield, IL?
Average rent for a 1-bedroom apartment in Springfield, IL is about $662/month.
Is Springfield, IL expensive to live in?
No, Springfield, IL is affordable (below national average).
What salary do I need to live in Springfield, IL?
A single adult needs roughly $25,200/year to cover basic living costs in Springfield, IL.