Cost of Living in Somerville, NJ
Overall index: 116 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 116 | +16% | $1,224 |
| Transportation | 101 | +1% | $3.50 |
| Food | 139 | +39% | $570 |
| Utilities | 108 | +8% | $209 |
| Healthcare | 108 | +8% | $151 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Somerville?
A single adult living comfortably in Somerville, NJ needs approximately $40,600 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Somerville, NJ?
The overall cost of living in Somerville, NJ is 16% higher than the US national average (index: 116 where 100 = national average).
How much is rent in Somerville, NJ?
Average rent for a 1-bedroom apartment in Somerville, NJ is about $1,224/month.
Is Somerville, NJ expensive to live in?
Yes, Somerville, NJ is considered expensive (index above national average).
What salary do I need to live in Somerville, NJ?
A single adult needs roughly $40,600/year to cover basic living costs in Somerville, NJ.