Cost of Living in Somerset, KY
Overall index: 61 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 40 | -60% | $581 |
| Transportation | 110 | +10% | $3.50 |
| Food | 44 | -56% | $180 |
| Utilities | 70 | -30% | $72 |
| Healthcare | 70 | -30% | $52 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Somerset?
A single adult living comfortably in Somerset, KY needs approximately $21,350 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Somerset, KY?
The overall cost of living in Somerset, KY is 39% lower than the US national average (index: 61 where 100 = national average).
How much is rent in Somerset, KY?
Average rent for a 1-bedroom apartment in Somerset, KY is about $581/month.
Is Somerset, KY expensive to live in?
No, Somerset, KY is affordable (below national average).
What salary do I need to live in Somerset, KY?
A single adult needs roughly $21,350/year to cover basic living costs in Somerset, KY.