Cost of Living in Smithville, NJ
Overall index: 89 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 78 | -22% | $1,034 |
| Transportation | 102 | +2% | $3.50 |
| Food | 98 | -2% | $402 |
| Utilities | 89 | -11% | $140 |
| Healthcare | 89 | -11% | $101 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Smithville?
A single adult living comfortably in Smithville, NJ needs approximately $31,150 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Smithville, NJ?
The overall cost of living in Smithville, NJ is 11% lower than the US national average (index: 89 where 100 = national average).
How much is rent in Smithville, NJ?
Average rent for a 1-bedroom apartment in Smithville, NJ is about $1,034/month.
Is Smithville, NJ expensive to live in?
No, Smithville, NJ is affordable (below national average).
What salary do I need to live in Smithville, NJ?
A single adult needs roughly $31,150/year to cover basic living costs in Smithville, NJ.