Cost of Living in Silver Spring, MD
Overall index: 146 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 178 | +78% | $1,329 |
| Transportation | 103 | +3% | $3.50 |
| Food | 132 | +32% | $541 |
| Utilities | 139 | +39% | $320 |
| Healthcare | 139 | +39% | $231 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Silver Spring?
A single adult living comfortably in Silver Spring, MD needs approximately $51,100 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Silver Spring, MD?
The overall cost of living in Silver Spring, MD is 46% higher than the US national average (index: 146 where 100 = national average).
How much is rent in Silver Spring, MD?
Average rent for a 1-bedroom apartment in Silver Spring, MD is about $1,329/month.
Is Silver Spring, MD expensive to live in?
Yes, Silver Spring, MD is considered expensive (index above national average).
What salary do I need to live in Silver Spring, MD?
A single adult needs roughly $51,100/year to cover basic living costs in Silver Spring, MD.