Cost of Living in Shiprock, NM
Overall index: 60 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 29 | -71% | $485 |
| Transportation | 120 | +20% | $3.50 |
| Food | 56 | -44% | $230 |
| Utilities | 65 | -35% | $52 |
| Healthcare | 65 | -35% | $38 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Shiprock?
A single adult living comfortably in Shiprock, NM needs approximately $21,000 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Shiprock, NM?
The overall cost of living in Shiprock, NM is 40% lower than the US national average (index: 60 where 100 = national average).
How much is rent in Shiprock, NM?
Average rent for a 1-bedroom apartment in Shiprock, NM is about $485/month.
Is Shiprock, NM expensive to live in?
No, Shiprock, NM is affordable (below national average).
What salary do I need to live in Shiprock, NM?
A single adult needs roughly $21,000/year to cover basic living costs in Shiprock, NM.