Cost of Living in Shelbyville, KY
Overall index: 84 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 69 | -31% | $685 |
| Transportation | 96 | -4% | $3.50 |
| Food | 99 | -1% | $406 |
| Utilities | 85 | -15% | $124 |
| Healthcare | 85 | -15% | $90 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Shelbyville?
A single adult living comfortably in Shelbyville, KY needs approximately $29,400 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Shelbyville, KY?
The overall cost of living in Shelbyville, KY is 16% lower than the US national average (index: 84 where 100 = national average).
How much is rent in Shelbyville, KY?
Average rent for a 1-bedroom apartment in Shelbyville, KY is about $685/month.
Is Shelbyville, KY expensive to live in?
No, Shelbyville, KY is affordable (below national average).
What salary do I need to live in Shelbyville, KY?
A single adult needs roughly $29,400/year to cover basic living costs in Shelbyville, KY.