Cost of Living in Schertz, TX
Overall index: 98 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 84 | -16% | $1,115 |
| Transportation | 104 | +4% | $3.50 |
| Food | 129 | +29% | $529 |
| Utilities | 92 | -8% | $151 |
| Healthcare | 92 | -8% | $109 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Schertz?
A single adult living comfortably in Schertz, TX needs approximately $34,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Schertz, TX?
The overall cost of living in Schertz, TX is 2% lower than the US national average (index: 98 where 100 = national average).
How much is rent in Schertz, TX?
Average rent for a 1-bedroom apartment in Schertz, TX is about $1,115/month.
Is Schertz, TX expensive to live in?
Costs in Schertz, TX are roughly in line with the national average.
What salary do I need to live in Schertz, TX?
A single adult needs roughly $34,300/year to cover basic living costs in Schertz, TX.