Cost of Living in Santa Monica, CA
Overall index: 320 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 520 | +420% | $1,637 |
| Transportation | 105 | +5% | $3.50 |
| Food | 147 | +47% | $603 |
| Utilities | 310 | +210% | $936 |
| Healthcare | 310 | +210% | $676 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Santa Monica?
A single adult living comfortably in Santa Monica, CA needs approximately $112,000 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Santa Monica, CA?
The overall cost of living in Santa Monica, CA is 220% higher than the US national average (index: 320 where 100 = national average).
How much is rent in Santa Monica, CA?
Average rent for a 1-bedroom apartment in Santa Monica, CA is about $1,637/month.
Is Santa Monica, CA expensive to live in?
Yes, Santa Monica, CA is considered expensive (index above national average).
What salary do I need to live in Santa Monica, CA?
A single adult needs roughly $112,000/year to cover basic living costs in Santa Monica, CA.