Cost of Living in Santa Maria, CA
Overall index: 122 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 137 | +37% | $1,289 |
| Transportation | 107 | +7% | $3.50 |
| Food | 113 | +13% | $463 |
| Utilities | 119 | +19% | $247 |
| Healthcare | 119 | +19% | $178 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Santa Maria?
A single adult living comfortably in Santa Maria, CA needs approximately $42,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Santa Maria, CA?
The overall cost of living in Santa Maria, CA is 22% higher than the US national average (index: 122 where 100 = national average).
How much is rent in Santa Maria, CA?
Average rent for a 1-bedroom apartment in Santa Maria, CA is about $1,289/month.
Is Santa Maria, CA expensive to live in?
Yes, Santa Maria, CA is considered expensive (index above national average).
What salary do I need to live in Santa Maria, CA?
A single adult needs roughly $42,700/year to cover basic living costs in Santa Maria, CA.