Cost of Living in Santa Barbara, CA
Overall index: 268 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 421 | +321% | $1,611 |
| Transportation | 102 | +2% | $3.50 |
| Food | 136 | +36% | $558 |
| Utilities | 261 | +161% | $758 |
| Healthcare | 261 | +161% | $547 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Santa Barbara?
A single adult living comfortably in Santa Barbara, CA needs approximately $93,800 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Santa Barbara, CA?
The overall cost of living in Santa Barbara, CA is 168% higher than the US national average (index: 268 where 100 = national average).
How much is rent in Santa Barbara, CA?
Average rent for a 1-bedroom apartment in Santa Barbara, CA is about $1,611/month.
Is Santa Barbara, CA expensive to live in?
Yes, Santa Barbara, CA is considered expensive (index above national average).
What salary do I need to live in Santa Barbara, CA?
A single adult needs roughly $93,800/year to cover basic living costs in Santa Barbara, CA.