Cost of Living in San Luis Obispo, CA
Overall index: 178 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 257 | +157% | $1,334 |
| Transportation | 106 | +6% | $3.50 |
| Food | 89 | -11% | $365 |
| Utilities | 179 | +79% | $463 |
| Healthcare | 179 | +79% | $334 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in San Luis Obispo?
A single adult living comfortably in San Luis Obispo, CA needs approximately $62,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in San Luis Obispo, CA?
The overall cost of living in San Luis Obispo, CA is 78% higher than the US national average (index: 178 where 100 = national average).
How much is rent in San Luis Obispo, CA?
Average rent for a 1-bedroom apartment in San Luis Obispo, CA is about $1,334/month.
Is San Luis Obispo, CA expensive to live in?
Yes, San Luis Obispo, CA is considered expensive (index above national average).
What salary do I need to live in San Luis Obispo, CA?
A single adult needs roughly $62,300/year to cover basic living costs in San Luis Obispo, CA.