Cost of Living in Saginaw, TX
Overall index: 95 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 78 | -22% | $1,190 |
| Transportation | 101 | +1% | $3.50 |
| Food | 131 | +31% | $537 |
| Utilities | 89 | -11% | $140 |
| Healthcare | 89 | -11% | $101 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Saginaw?
A single adult living comfortably in Saginaw, TX needs approximately $33,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Saginaw, TX?
The overall cost of living in Saginaw, TX is 5% lower than the US national average (index: 95 where 100 = national average).
How much is rent in Saginaw, TX?
Average rent for a 1-bedroom apartment in Saginaw, TX is about $1,190/month.
Is Saginaw, TX expensive to live in?
Costs in Saginaw, TX are roughly in line with the national average.
What salary do I need to live in Saginaw, TX?
A single adult needs roughly $33,250/year to cover basic living costs in Saginaw, TX.