Cost of Living in Safety Harbor, FL
Overall index: 120 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 124 | +24% | $1,203 |
| Transportation | 98 | -2% | $3.50 |
| Food | 142 | +42% | $582 |
| Utilities | 112 | +12% | $223 |
| Healthcare | 112 | +12% | $161 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Safety Harbor?
A single adult living comfortably in Safety Harbor, FL needs approximately $42,000 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Safety Harbor, FL?
The overall cost of living in Safety Harbor, FL is 20% higher than the US national average (index: 120 where 100 = national average).
How much is rent in Safety Harbor, FL?
Average rent for a 1-bedroom apartment in Safety Harbor, FL is about $1,203/month.
Is Safety Harbor, FL expensive to live in?
Yes, Safety Harbor, FL is considered expensive (index above national average).
What salary do I need to live in Safety Harbor, FL?
A single adult needs roughly $42,000/year to cover basic living costs in Safety Harbor, FL.