Cost of Living in Rutherford, NJ
Overall index: 149 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 167 | +67% | $1,301 |
| Transportation | 100 | +0% | $3.50 |
| Food | 182 | +82% | $746 |
| Utilities | 134 | +34% | $301 |
| Healthcare | 134 | +34% | $217 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Rutherford?
A single adult living comfortably in Rutherford, NJ needs approximately $52,150 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Rutherford, NJ?
The overall cost of living in Rutherford, NJ is 49% higher than the US national average (index: 149 where 100 = national average).
How much is rent in Rutherford, NJ?
Average rent for a 1-bedroom apartment in Rutherford, NJ is about $1,301/month.
Is Rutherford, NJ expensive to live in?
Yes, Rutherford, NJ is considered expensive (index above national average).
What salary do I need to live in Rutherford, NJ?
A single adult needs roughly $52,150/year to cover basic living costs in Rutherford, NJ.