Cost of Living in Rochester, MI
Overall index: 122 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 129 | +29% | $841 |
| Transportation | 98 | -2% | $3.50 |
| Food | 140 | +40% | $574 |
| Utilities | 115 | +15% | $232 |
| Healthcare | 115 | +15% | $168 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Rochester?
A single adult living comfortably in Rochester, MI needs approximately $42,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Rochester, MI?
The overall cost of living in Rochester, MI is 22% higher than the US national average (index: 122 where 100 = national average).
How much is rent in Rochester, MI?
Average rent for a 1-bedroom apartment in Rochester, MI is about $841/month.
Is Rochester, MI expensive to live in?
Yes, Rochester, MI is considered expensive (index above national average).
What salary do I need to live in Rochester, MI?
A single adult needs roughly $42,700/year to cover basic living costs in Rochester, MI.