Cost of Living in Rapid City, SD
Overall index: 87 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 78 | -22% | $737 |
| Transportation | 99 | -1% | $3.50 |
| Food | 88 | -12% | $361 |
| Utilities | 89 | -11% | $140 |
| Healthcare | 89 | -11% | $101 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Rapid City?
A single adult living comfortably in Rapid City, SD needs approximately $30,450 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Rapid City, SD?
The overall cost of living in Rapid City, SD is 13% lower than the US national average (index: 87 where 100 = national average).
How much is rent in Rapid City, SD?
Average rent for a 1-bedroom apartment in Rapid City, SD is about $737/month.
Is Rapid City, SD expensive to live in?
No, Rapid City, SD is affordable (below national average).
What salary do I need to live in Rapid City, SD?
A single adult needs roughly $30,450/year to cover basic living costs in Rapid City, SD.