Cost of Living in Ramsey, NJ
Overall index: 168 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 191 | +91% | $1,406 |
| Transportation | 99 | -1% | $3.50 |
| Food | 221 | +121% | $906 |
| Utilities | 146 | +46% | $344 |
| Healthcare | 146 | +46% | $248 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Ramsey?
A single adult living comfortably in Ramsey, NJ needs approximately $58,800 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Ramsey, NJ?
The overall cost of living in Ramsey, NJ is 68% higher than the US national average (index: 168 where 100 = national average).
How much is rent in Ramsey, NJ?
Average rent for a 1-bedroom apartment in Ramsey, NJ is about $1,406/month.
Is Ramsey, NJ expensive to live in?
Yes, Ramsey, NJ is considered expensive (index above national average).
What salary do I need to live in Ramsey, NJ?
A single adult needs roughly $58,800/year to cover basic living costs in Ramsey, NJ.