Cost of Living in Punta Gorda, FL
Overall index: 121 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 139 | +39% | $865 |
| Transportation | 103 | +3% | $3.50 |
| Food | 106 | +6% | $435 |
| Utilities | 120 | +20% | $250 |
| Healthcare | 120 | +20% | $181 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Punta Gorda?
A single adult living comfortably in Punta Gorda, FL needs approximately $42,350 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Punta Gorda, FL?
The overall cost of living in Punta Gorda, FL is 21% higher than the US national average (index: 121 where 100 = national average).
How much is rent in Punta Gorda, FL?
Average rent for a 1-bedroom apartment in Punta Gorda, FL is about $865/month.
Is Punta Gorda, FL expensive to live in?
Yes, Punta Gorda, FL is considered expensive (index above national average).
What salary do I need to live in Punta Gorda, FL?
A single adult needs roughly $42,350/year to cover basic living costs in Punta Gorda, FL.