Cost of Living in Pensacola, FL
Overall index: 90 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 79 | -21% | $846 |
| Transportation | 103 | +3% | $3.50 |
| Food | 97 | -3% | $398 |
| Utilities | 90 | -10% | $142 |
| Healthcare | 90 | -10% | $103 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Pensacola?
A single adult living comfortably in Pensacola, FL needs approximately $31,500 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Pensacola, FL?
The overall cost of living in Pensacola, FL is 10% lower than the US national average (index: 90 where 100 = national average).
How much is rent in Pensacola, FL?
Average rent for a 1-bedroom apartment in Pensacola, FL is about $846/month.
Is Pensacola, FL expensive to live in?
Costs in Pensacola, FL are roughly in line with the national average.
What salary do I need to live in Pensacola, FL?
A single adult needs roughly $31,500/year to cover basic living costs in Pensacola, FL.