Cost of Living in Pearl City, HI
Overall index: 185 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 250 | +150% | $1,637 |
| Transportation | 99 | -1% | $3.50 |
| Food | 154 | +54% | $631 |
| Utilities | 175 | +75% | $450 |
| Healthcare | 175 | +75% | $325 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Pearl City?
A single adult living comfortably in Pearl City, HI needs approximately $64,750 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Pearl City, HI?
The overall cost of living in Pearl City, HI is 85% higher than the US national average (index: 185 where 100 = national average).
How much is rent in Pearl City, HI?
Average rent for a 1-bedroom apartment in Pearl City, HI is about $1,637/month.
Is Pearl City, HI expensive to live in?
Yes, Pearl City, HI is considered expensive (index above national average).
What salary do I need to live in Pearl City, HI?
A single adult needs roughly $64,750/year to cover basic living costs in Pearl City, HI.