Cost of Living in Palm Harbor, FL
Overall index: 101 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 103 | +3% | $1,213 |
| Transportation | 98 | -2% | $3.50 |
| Food | 101 | +1% | $414 |
| Utilities | 102 | +2% | $185 |
| Healthcare | 102 | +2% | $134 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Palm Harbor?
A single adult living comfortably in Palm Harbor, FL needs approximately $35,350 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Palm Harbor, FL?
The overall cost of living in Palm Harbor, FL is 1% higher than the US national average (index: 101 where 100 = national average).
How much is rent in Palm Harbor, FL?
Average rent for a 1-bedroom apartment in Palm Harbor, FL is about $1,213/month.
Is Palm Harbor, FL expensive to live in?
Costs in Palm Harbor, FL are roughly in line with the national average.
What salary do I need to live in Palm Harbor, FL?
A single adult needs roughly $35,350/year to cover basic living costs in Palm Harbor, FL.