Cost of Living in Palatka, FL
Overall index: 57 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 32 | -68% | $640 |
| Transportation | 107 | +7% | $3.50 |
| Food | 45 | -55% | $185 |
| Utilities | 66 | -34% | $58 |
| Healthcare | 66 | -34% | $42 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Palatka?
A single adult living comfortably in Palatka, FL needs approximately $19,950 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Palatka, FL?
The overall cost of living in Palatka, FL is 43% lower than the US national average (index: 57 where 100 = national average).
How much is rent in Palatka, FL?
Average rent for a 1-bedroom apartment in Palatka, FL is about $640/month.
Is Palatka, FL expensive to live in?
No, Palatka, FL is affordable (below national average).
What salary do I need to live in Palatka, FL?
A single adult needs roughly $19,950/year to cover basic living costs in Palatka, FL.