Cost of Living in Ottumwa, IA
Overall index: 59 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 27 | -73% | $669 |
| Transportation | 100 | +0% | $3.50 |
| Food | 76 | -24% | $312 |
| Utilities | 64 | -36% | $49 |
| Healthcare | 64 | -36% | $35 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Ottumwa?
A single adult living comfortably in Ottumwa, IA needs approximately $20,650 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Ottumwa, IA?
The overall cost of living in Ottumwa, IA is 41% lower than the US national average (index: 59 where 100 = national average).
How much is rent in Ottumwa, IA?
Average rent for a 1-bedroom apartment in Ottumwa, IA is about $669/month.
Is Ottumwa, IA expensive to live in?
No, Ottumwa, IA is affordable (below national average).
What salary do I need to live in Ottumwa, IA?
A single adult needs roughly $20,650/year to cover basic living costs in Ottumwa, IA.