Cost of Living in Otsego, MN
Overall index: 115 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 105 | +5% | $1,187 |
| Transportation | 96 | -4% | $3.50 |
| Food | 170 | +70% | $697 |
| Utilities | 103 | +3% | $189 |
| Healthcare | 103 | +3% | $137 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Otsego?
A single adult living comfortably in Otsego, MN needs approximately $40,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Otsego, MN?
The overall cost of living in Otsego, MN is 15% higher than the US national average (index: 115 where 100 = national average).
How much is rent in Otsego, MN?
Average rent for a 1-bedroom apartment in Otsego, MN is about $1,187/month.
Is Otsego, MN expensive to live in?
Yes, Otsego, MN is considered expensive (index above national average).
What salary do I need to live in Otsego, MN?
A single adult needs roughly $40,250/year to cover basic living costs in Otsego, MN.