Cost of Living in Oswego, NY
Overall index: 62 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 33 | -67% | $722 |
| Transportation | 104 | +4% | $3.50 |
| Food | 71 | -29% | $291 |
| Utilities | 67 | -33% | $59 |
| Healthcare | 67 | -33% | $43 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Oswego?
A single adult living comfortably in Oswego, NY needs approximately $21,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Oswego, NY?
The overall cost of living in Oswego, NY is 38% lower than the US national average (index: 62 where 100 = national average).
How much is rent in Oswego, NY?
Average rent for a 1-bedroom apartment in Oswego, NY is about $722/month.
Is Oswego, NY expensive to live in?
No, Oswego, NY is affordable (below national average).
What salary do I need to live in Oswego, NY?
A single adult needs roughly $21,700/year to cover basic living costs in Oswego, NY.