Cost of Living in Oswego, IL
Overall index: 107 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 92 | -8% | $1,276 |
| Transportation | 98 | -2% | $3.50 |
| Food | 161 | +61% | $660 |
| Utilities | 96 | -4% | $166 |
| Healthcare | 96 | -4% | $120 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Oswego?
A single adult living comfortably in Oswego, IL needs approximately $37,450 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Oswego, IL?
The overall cost of living in Oswego, IL is 7% higher than the US national average (index: 107 where 100 = national average).
How much is rent in Oswego, IL?
Average rent for a 1-bedroom apartment in Oswego, IL is about $1,276/month.
Is Oswego, IL expensive to live in?
Costs in Oswego, IL are roughly in line with the national average.
What salary do I need to live in Oswego, IL?
A single adult needs roughly $37,450/year to cover basic living costs in Oswego, IL.